—Where protection meets perfection
Personal Line
Personal lines insurance refers to insurance policies designed for individuals and families rather than businesses or organizations. Its primary purpose is to protect people from financial losses resulting from fire, theft, accidents, or personal liability.
With a variety of coverage levels available, you can find an insurance plan that fits your specific needs and budget.
PERSONAL LINE DETAILED INFORMATION
Types of Property Covered
- Third Party Coverage (Mandatory):
This essential coverage is a legal requirement for all vehicle owners. It covers your legal responsibility for bodily injury and property damage to others caused by an accident where you are at fault.
- Third Party Fire and Theft Cover:
Take your protection a step further with Third Party Fire and Theft insurance. In addition to covering third-party damages, this policy also safeguards your vehicle in case of fire damage or theft.
- Comprehensive Cover:
This is the most extensive option, offering financial protection against a wide range of risks including collision, overturning, fire, self-ignition, burglary/theft and malicious acts.
- Fire and Lightning Insurance
This coverage safeguards your property from fire and lightning damage, including structural damage to buildings.
- Burglary and Housebreaking Insurance
This policy protects you against loss or damage to your property caused by actual, forcible, or violent entry into or exit from the premises.
- Householders’ Comprehensive / Condo Insurance
Householders’ Comprehensive Insurance, also known as homeowners’ comprehensive insurance, provides extensive protection for your home and belongings
PERSONAL ACCIDENT INSURANCE COVER
Personal Accident insurance (PA) is a type of insurance that provides financial protection in case of accidental death, disability, or injuries.
- Accidental Death Benefit: Lump sum payment to beneficiaries if the insured dies due to an
- Permanent Total Disability Benefit: Lump sum payment for permanent total disability caused by an
- Permanent Partial Disability Benefit: In case of partial disability resulting from an accident, the policy pays a percentage of the insured
- Temporary Total Disability Benefit: Monthly payments up to a certain period, for temporary inability to work due to accident- related
- Medical Expenses Reimbursement: Covers hospitalization, surgery and medication costs due to accident-related injuries or occupational disease.
TRAVEL INSURANCE
We offer a full range of Assistance & Travel Insurance Programmes, which are well suited to the needs of our esteemed customers. Our Travel insurance policy protects you financially from unexpected situations that can disrupt your trip. It offers 24/7 access to emergency assistance services.
