—Where protection meets perfection
Commercial Line
Welcome to Hibret, your business is safe with us. We understand the challenges and risks businesses face in today’s environment. Our insurance products protect your assets, operations, and employees, giving you peace of mind so you can focus on what matters most growing your business.
At Hibret, we offer diverse insurance products to ensure your business runs smoothly. From basic coverages like Motor, Property and Liability insurance to other customizable solutions, we have options to fit your unique business needs. Our team of experts is ready to guide you through the process and make sure you get the perfect insurance solution for your business.
Contact us today to learn more about the types of insurance options we provide.
COMMERCIAL LINE DETAILED INFORMATION
Types of Property Covered
- Buildings: Coverage for physical structures, including offices, warehouses, manufacturing facilities, and residential properties.
- Contents: Coverage for business equipment, stock, and furniture inside buildings or premises.
Motor insurance financially protects you from various risks associated with using your vehicle on public roads. It can be taken for private as well as commercial vehicles.
We Provide Private & Commercial Vehicles Coverage
Coverage Types
- Contractors All Risks Insurance (CAR)
- Erection All Risks Insurance (EAR)
- Electronic Equipment Insurance (EEI)
- Boiler and Pressure Vessel Insurance
- Machinery Breakdown Insurance
- Contractors Plant and Machinery (CPM) Insurance
ENGINEERING
What’s covered?
Protects against breakdowns due to electrical or mechanical failures, operator error, or even natural disasters.
Your equipment is covered throughout its operational lifecycle, from post-installation and operation to cleaning, repairs, and internal relocation within your facility.
LIABILITY
Liability Insurance provides financial protection to individuals and businesses against claims or lawsuits filed by third parties alleging negligence, injury, or damage. It covers legal costs, settlements, and judgments up to the policy limits, helping policyholders manage the financial impacts of legal liabilities
Workmen’s Compensation Insurance provides compensation for employees who suffer work-related injuries or illnesses.
Public liability insurance protects businesses against financial liabilities resulting from third-party claims for bodily injury or property damage caused by their operations or premises.
Product liability insurance is a type of business insurance that provides financial protection to manufacturers, distributors, and sellers against legal costs and compensation claims arising from third party bodily injury or property damage caused by products they produce, distribute, or sell.
Professional Indemnity Insurance protects professionals and their businesses against claims of negligence, errors, or omissions in the services they provide to clients.
Inland Carriers’ Liability Insurance is an insurance policy specifically designed for transporters. It protects the carrier (the transporter) from financial responsibility for physical loss or damage to cargo entrusted to them during transportation.
GROUP PERSONAL ACCIDENT INSURANCE
Group personal accident (GPA) insurance is an insurance plan designed specifically to cover a group of people, typically employees of a company, organization, or association.
- Accidental Death Benefit: If a covered employee dies due to an accident, a lump sum payment is made to their designated beneficiary.
- Permanent Total Disability Benefit: In case an accident leaves an insured employee permanently unable to work, the policy pays a lump sum benefit.
- Permanent Partial Disability Benefit: The policy pays a percentage of the insured sum to an employee for specific disabilities caused by an accident.
- Temporary Total Disability Benefit: Provide monthly payments to an employee who is temporarily unable to work due to accident-related injuries for a certain period.
- Medical Expenses: Covers hospitalization, surgery, and medication costs due to accident-related injuries.
TRAVEL INSURANCE
Keep Your Employees Safe on Business Trips.
We offer comprehensive travel insurance plans to mitigate financial risks and ensure employee well-being during business trips. Our policies include 24/7 emergency assistance services, providing peace of mind and immediate support in case of unexpected disruptions.
- Africa and Asia
- Europe
- World Wide
- Students Plan
- Israel
- Pilgrimage
